- 1,383 viewsDuration: 2:31380,330 loan defaulters owe the government 42 billion shillings, according to the higher education loans board(HELB). HELB chief executive officer Geoffrey Monari says the top defaulters are the country’s elite professionals including 21,356 lawyers, 19,580 accountants, 16,065 doctors, and 12,014 engineers who have failed to repay their loans for the last ten years.