To remain competitive and efficient, most SMEs in Kenya are now leveraging technology, with most of them embracing mobile payments like M-Pesa to streamline operations and improve cash flow. One such business that has adopted technology in most of its operations is Ivy League Beauty, a skin and hair care venture dealing in premium products targeting Kenyans in Nairobi and the country. It's now operating a skincare wallet, an innovative payment planning solution that allows consumers to deposit flexible amounts over time and redeem them for skincare and premium beauty products.