- 22,025 viewsDuration: 26:32Former Kenya banker and US-based financial literacy coach Shiru Mapesa breaks down the biggest money mistakes people make after moving abroad — and the habits that help you build wealth in the United States. In this interview, Shiru shares practical tips on budgeting, managing credit and loans, planning for homeownership, and staying financially protected as you work towards retirement. She also explains why liquidity matters in retirement, how to plan for health costs, and highlights opportunities Kenyans can tap into when starting life in the US.